peaksphere_academy

Basic Financial Literacy

This course introduces the essentials of personal and everyday finance, helping learners build confidence in managing money. It covers income, expenses, savings, credit, and investments in simple, practical terms. The goal is to empower participants to make informed financial decisions, avoid common money mistakes, and plan for a secure future.

What You'll Learn

Importance of financial literacy in daily life
Understanding income, expenses, and budgeting
Difference between needs and wants
Basics of saving and setting financial goals
Understanding banking services (accounts, deposits, withdrawals, digital payments)
Introduction to credit, loans, and interest rates
Basics of insurance and risk protection
Introduction to simple investments and long-term planning

Course Curriculum

Module 1
Introduction to Financial Literacy – Why money management matters 2 hours
Income and Expenses – Tracking & planning 3 hours
Budgeting Basics – Needs vs. Wants, goal-setting 4 hours
Savings and Emergency Funds – Building financial security 5 hours
Banking Essentials – Accounts, transactions, and digital payments 6 hours
Module 2
Understanding Credit and Loans – Borrowing wisely 2 hours
Insurance Basics – Protecting yourself and your family 3 hours
Introduction to Investments – Simple ways to grow wealth 4 hours
Practical Tips for Financial Discipline – Avoiding debt traps and scams 5 hours

Who Should Enroll

  • Students and young adults beginning their financial journey
  • First-time earners and professionals managing salaries
  • Entrepreneurs and small business owners
  • NGO program participants focusing on financial inclusion
  • Anyone who wants to improve their money management skills

Frequently Asked Questions

What are the prerequisites for this course?

Basic knowledge of Excel and fundamental accounting concepts is recommended. We provide introductory materials for those who need a refresher before the course begins.

Will I receive a certificate upon completion?

Yes, students who complete all coursework and projects will receive a Certified Financial Analyst certificate from Peaksphere Academy, recognized by our industry partners.

What Our Students Say

"Joining the Diploma in Corporate Finance gave me much more than classroom learning. The case-based approach helped me apply concepts to real business problems. During my MBA placements, I could confidently handle finance-related questions — and I credit this program for that edge"

Student
Priya Sharma

MBA Student, Delhi

"I had the basics of accounting from college, but I struggled in my first job. The Integrated Accounts Learning Program bridged that gap. With the practice sessions in Tally ERP and GST filing, I can now manage client accounts independently. My manager has already noticed the improvement."

Student
Ravi Kumar

Junior Accountant, Bengaluru